Submit your questions to Claer Barrett: How to organise your finances for the year ahead

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A new year is often a chance to take stock of your finances — from budgeting and saving to managing debt, pensions and investing. But with the cost of living still high and financial choices increasingly complex, where should people focus their efforts in 2026?

Join us for a live Ask an Expert Q&A with Claer Barrett the FT’s consumer editor, who will be answering your questions on how to organise your finances, set realistic goals and make smarter decisions about money in the year ahead.

The session will take place here, in a live Q&A, from 1pm to 2pm (GMT) on Thursday January 22.

Post your query ahead of time via the box, or submit a question as the conversation unfolds.

This is part of a weekly live Q&A series giving readers the chance to put their questions to FT journalists. For more topics, visit our Ask an Expert page.

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