I’m 60 and want to withdraw $250,000 from my 401(k) to pay off the mortgage and bills. Is that a smart thing to do?

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Dear MarketWatch, 

I am 60 years old, and I would like to pay off my home loan, open up an IRA and pay off some bills. I would also like to withdraw $250,000 from my 401(k) to do this. Is this a smart thing to do?

Related: ‘This high mortgage rate is killing me,’ but I’m retiring this year — should I withdraw money…

Master your money.

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